Inter-Americas Insurance Corporation
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Inter-Americas Insurance Corporation (IAI) functions as an administrator and service organization for Casualty Underwriters Insurance Company (CUIC), historically focused on personal auto insurance written through independent agents. Current public guidance is dominated by a liquidation notice for CUIC rather than a standing underwriting appetite. Preferred / historical target business: - Personal auto insurance placed through independent agents, including capability to handle state SR‑filings for higher‑risk drivers. - Business was historically concentrated in certain western and midwestern states (e.g., Idaho, North Dakota, Oklahoma, Utah noted on CUIC materials and related directory listings), written on CUIC paper and administered by IAI. Restricted or declined classes (current status): - As of the Liquidation Order dated September 19, 2025, CUIC is in court‑ordered liquidation. All agents are instructed to discontinue issuing policies under CUIC immediately. This effectively means CUIC is closed to any new or renewal business regardless of class of risk. - Agents must not bind, issue, or extend coverage on CUIC paper going forward; any prior underwriting appetite for personal auto or SR‑filing business is no longer valid in practice due to the liquidation order. Geographic notes: - CUIC is a Utah‑domiciled insurer. The liquidation is being administered under the jurisdiction of the Third Judicial District Court of Salt Lake County, Utah. - Prior distribution focused on selected states in the western and midwestern U.S., but there is now a uniform prohibition on issuing policies across all territories as a result of the liquidation order. Submission & policy‑handling requirements (current operational instructions): - New Business / Renewals: Do not submit or write any new or renewal business for CUIC. All quoting, binding, and policy issuance activity must cease immediately. - In‑force Policies: Agents are directed to assist policyholders in securing alternative coverage and to process coverage replacement and cancellations through CUIC’s normal service channels. The notice indicates that replacement and cancellation transactions should still "flow through the normal business" with CUIC, meaning existing service workflows (billing portal, service contacts) remain in use solely for run‑off, cancellation, and transition activities. Broker / producer instructions: - Agents are explicitly instructed in the liquidation notice to: • Immediately stop issuing CUIC policies. • Proactively help insureds move to alternative carriers. • Continue to route coverage replacement and cancellation processing through CUIC’s standard processes during run‑off. - No separate, active producer underwriting guide or appetite brochure is currently published; the key binding constraint is compliance with the Utah liquidation order and any directions from the receiver. Practical takeaways for brokers: - Treat CUIC/Inter‑Americas as closed to production: do not propose CUIC as a market for any personal auto or related placements. - Focus activity on servicing existing CUIC insureds only to effect orderly replacement and cancellation in line with the receiver’s process. - For any questions on specific accounts or handling of in‑force policies, use the contact channels on the IAI/CUIC site and monitor the receiver’s site (utinsreceivers.org) for updated instructions. - Expect no underwriter discretion for exceptions: the legal liquidation order supersedes prior underwriting guidelines or appetite, so no class of risk is currently acceptable for new or continued CUIC placement beyond controlled run‑off.