Imperial Fire & Casualty
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
I was unable to locate any current, official underwriting, appetite, or producer-facing guidelines for Imperial Fire & Casualty homeowners business that are published by the carrier itself. Publicly available information indicates that Imperial Fire & Casualty’s assets (including the insurance company entities) were acquired by National General in 2014, and various third‑party directories now show Imperial Fire & Casualty as either permanently closed at prior office locations or only as a legacy name on claims contact lists. Because there is no active, verifiable carrier website or producer/underwriting portal for Imperial Fire & Casualty, there are no authoritative current guidelines to summarize for preferred vs. restricted/declined classes, geographic appetite, submission requirements, or producer instructions. Any such details would now be governed by the acquiring organization’s current homeowners guidelines (e.g., National General or any successor personal lines platform), not by Imperial Fire & Casualty as a stand‑alone carrier. Operationally, treat Imperial Fire & Casualty as a legacy or inactive market for new homeowners placements. For in‑force legacy policies still on Imperial paper (if any remain), producers should follow the most recent instructions and underwriting contacts provided by the current servicing/issuing company (often referenced via claims/emergency contact sheets or agency bulletins) and not rely on historic Imperial manuals. In practice, new homeowners submissions should be routed to an active affiliated/parent carrier according to that group’s current underwriting appetite and submission workflow rather than to Imperial Fire & Casualty itself.