Hawaiian Hurricane Group
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
No formal public underwriting, appetite, or producer guide is currently published on Hawaiian Hurricane Group’s website. The site is consumer‑oriented and focuses on Hawaiian hurricane and homeowners coverage generally, without operational eligibility, risk‑selection rules, or submission standards for agents. Current public positioning: - Product focus: Hurricane and homeowners coverage designed specifically for Hawaii homeowners, emphasizing customizable coverages and deductibles and hurricane protection for residential properties in the Hawaiian Islands only.([hawaiianhurricanegroup.com](https://www.hawaiianhurricanegroup.com/?utm_source=openai)) - Market/territory: Hawaii only; Hawaiian Hurricane Group is identified as the Hawaiian manager for Hyundai Marine & Fire Insurance Co., Ltd. (U.S. Branch).([static1.squarespace.com](https://static1.squarespace.com/static/5e8294c935a3e14a5953866d/t/5f03c516f98ae25fc6d33bba/1594082584050/HMFHHG03-PrivacyProtection.pdf?utm_source=openai)) Because no agent/producer underwriting guide is exposed, the following items are *not* available from official sources and must be confirmed directly with the carrier or a managing agent before relying on them operationally: - Preferred or target risks (e.g., construction types, roof age, protection class, loss history) - Restricted or declined classes (e.g., vacation rentals, short‑term rentals, older roofs, coastal distance criteria, frame vs. masonry, prior hurricane or fire losses) - Detailed geographic rules within Hawaii (e.g., lava zones, shoreline setback, elevation, specific islands or zip codes) - Binding restrictions or moratorium rules tied to approaching hurricanes - Minimum/maximum coverage amounts, TIV limits, or deductible structures - Specific submission package requirements (applications, inspections, photos, companion HO/DP policy proof) - Agency appointment, commission, or workflow instructions Operational guidance for brokers and producers (based on what *is* visible): - Business is clearly residential homeowner‑oriented in Hawaii; expect that a separate companion homeowners or dwelling policy from another carrier is required for non‑hurricane perils, with Hawaiian Hurricane Group/Hyundai handling the hurricane component, as commonly structured in the Hawaii market. This should be confirmed with underwriting.([hawaiianhurricanegroup.com](https://www.hawaiianhurricanegroup.com/?utm_source=openai)) - All quoting and binding appears to route through appointed retail agents; there is no public wholesale/submit‑business portal listed. The public site directs prospects to “contact your agent” or call the main number for a quote.([hawaiianhurricanegroup.com](https://www.hawaiianhurricanegroup.com/?utm_source=openai)) - Policy servicing and payments are handled via a separate insured portal, which includes current payment rules (e.g., credit card convenience fee and ACH as the no‑fee alternative); these do not contain underwriting rules but are relevant for customer communications.([insured.hawaiianhurricanegroup.com](https://insured.hawaiianhurricanegroup.com/?utm_source=openai)) Practical next steps for underwriting/placement teams: - Treat Hawaiian Hurricane Group as a Hawaii‑only residential hurricane market managed on behalf of Hyundai Marine & Fire; assume standard Hawaii hurricane market practices but *do not* infer specific eligibility or appetite details from public sources. - Before submitting or marketing, obtain the latest producer manual or underwriting guide directly from Hawaiian Hurricane Group or Hyundai Marine & Fire’s Hawaii underwriting unit. Confirm: eligible occupancy types, roof age and construction requirements, maximum TIV, distance‑to‑shore limits, lava‑zone rules, short‑term rental stance, and any current moratorium/binding rules. - Confirm whether they currently write stand‑alone hurricane, package hurricane with HO, or only the hurricane layer paired with a separate HO carrier, and what proof of companion coverage is required at binding/renewal. - Verify submission workflow (email vs. portal), required applications, and whether inspections or photos are mandatory pre‑bind. Because the carrier does not publicly post appetite or underwriting details, any internal guidance should be periodically re‑verified with the carrier—especially ahead of the 2025 and 2026 hurricane seasons, when market conditions and reinsurance can drive rapid changes in eligibility and capacity.