Gulfstream Property & Casualty
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Public regulatory and news records indicate that Gulfstream Property & Casualty Insurance Company was placed under administrative supervision by the Florida Office of Insurance Regulation in 2021 due to financial condition concerns, and Florida licensing records show the company’s certificate of authority as ended and the entity effectively inactive/in receivership thereafter. Because the carrier is no longer actively writing or renewing homeowners business, there are no current, in‑force producer, appetite, or underwriting guideline pages available from an official company website to rely on for operational guidance. Any older producer manuals or underwriting guides that may still be circulating from agencies or third‑party sites should be treated as obsolete and not used for new submissions or coverage representations. Operationally for brokers/producers: - Do not quote or bind new Gulfstream Property & Casualty homeowners policies. - Do not rely on any prior Gulfstream underwriting rules, preferred risk descriptions, or eligibility lists; they no longer represent an active market. - Existing legacy Gulfstream policies (if any remain in run‑off or in a guaranty association context) should be handled in accordance with state receivership/guaranty association instructions, not carrier underwriting guidance. - Redirect all new and renewal homeowners placements to alternative admitted or approved E&S markets with current, published appetites and guidelines. Because no official, current underwriting, appetite, broker, or submission guidance is available from an active carrier site, there is no way to provide preferred classes, restricted/declined risks, geographic appetite, or submission requirements beyond noting that the carrier is not a viable active market at this time.