Florida Specialty Insurance Company
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Florida Specialty Insurance Company wrote Florida homeowners business but was placed into receivership and ordered liquidated; its policies have been canceled or assumed by other carriers pursuant to Florida Office of Insurance Regulation and Department of Financial Services actions. As of the latest available information, it is not an active writing carrier with current producer/underwriting guidelines. Operationally, there are no current, valid underwriting, appetite, or producer guides for placing new or renewal home business with Florida Specialty. Agents should not submit new business, rewrites, or renewals to this company and should instead follow the guidance of any assuming carrier (for example, Citizens or other insurers that may have taken over books of business) and the Florida Insurance Guaranty Association (FIGA) for handling existing claims from the liquidation period. Preferred / acceptable business: None – carrier is not currently writing. Restricted / declined classes: All new and renewal risks should be treated as ineligible; in-force policies were subject to cancellation/assumption per receivership orders rather than normal underwriting selection. Geographic notes: Historically a Florida property writer, but there is no active geographic appetite. All Florida Specialty homeowners risks must be moved to another active carrier. Submission requirements: Do not bind or submit business to Florida Specialty; any remaining administrative activity relates only to runoff/receivership (handled through state receivership/FIGA processes rather than normal underwriting or broker submission channels). Broker / producer notes: If any legacy agency materials or portals still reference Florida Specialty, treat them as obsolete and rely instead on current instructions from your active markets and from state communications regarding assumed policies and claims. Producers should verify each insured’s current carrier of record and replacement coverage, since Florida Specialty forms and guidelines are no longer operative.