DTRIC Insurance
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
As of October 2025, DTRIC Insurance has announced its transition to a run‑off carrier in Hawaiʻi and is exiting the Hawaiʻi insurance market. This applies across its lines of business, including homeowners coverage. The company will no longer write new policies or renew existing ones, but will continue to administer in‑force policies and handle claims until all obligations are resolved over the next several years. ([cca.hawaii.gov](https://cca.hawaii.gov/blog/release-dtric-insurance-to-withdraw-from-hawaii-market/?utm_source=openai)) Operationally, this means there is effectively **no active underwriting appetite** for new or renewal homeowners business: • **Preferred / target risks:** None. DTRIC is not accepting any new home insurance submissions or quoting new business. • **Restricted or declined classes:** All new and renewal homeowners risks are declined as a matter of company policy due to withdrawal from the market, not due to individual risk characteristics. • **Geographic notes:** DTRIC historically operated only in Hawaiʻi. The current run‑off plan covers its Hawaiʻi book; it is not seeking new business in any Hawaiʻi county or elsewhere. ([insurancenewsnet.com](https://insurancenewsnet.com/oarticle/dtric-insurance-to-begin-exit-from-hawaii-market?utm_source=openai)) • **Submission / renewal handling:** Retail agents and brokers should not submit new homeowners applications to DTRIC, as they will not be underwritten. Existing policies will remain in force until expiration in accordance with each policy’s terms, subject to normal servicing and claims handling. The Hawaiʻi Insurance Division and related FAQs direct impacted policyholders to work with their agents to find replacement coverage with other carriers or, where applicable, through the Hawaiʻi Property Insurance Association. ([cca.hawaii.gov](https://cca.hawaii.gov/blog/release-dtric-insurance-to-withdraw-from-hawaii-market/?utm_source=openai)) • **Broker / producer instructions:** Producers should focus on transitioning policyholders to alternative markets and should not expect renewals to be offered by DTRIC once current terms expire. Communication with insureds should emphasize that DTRIC will continue servicing and paying covered claims under existing contracts during the run‑off period, but that long‑term placement must be moved to other insurers. No current, detailed homeowners underwriting guide, appetite statement, or class‑by‑class eligibility criteria remain operationally relevant for new placements, because the company is not writing or renewing homeowners risks. Any historical guidelines should be treated as inactive for placement decisions going forward.