CSE Insurance Group
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Carrier status - As of the current published notice, CSE Insurance Group reports it has **no active policies in-force**. The public site is limited to claims and former-policyholder contact information, with no active marketing, producer, or appetite content. ([cseinsurance.com](https://cseinsurance.com/?utm_source=openai)) - Practical implication: treat CSE as **not currently writing new Home or Boat/Watercraft business**. Any historical underwriting manuals you may have are legacy only and should not be used to bind or quote new policies. Homeowners (historical reference only) - Some third-party and legacy documents (e.g., 2014–2018 CA homeowners guidelines, umbrella guidelines) describe prior underwriting rules such as: California focus, owner-occupied dwellings, standard construction, satisfactory loss history, and basic protective devices. ([filingsdirect.com](https://filingsdirect.com/docs/CAIA/2018/January/3%20CSE%20HO%20CA%20ICO%20Homeowners%20rate%2012%2017%20CVLS-131214602.pdf?utm_source=openai)) - These documents are dated and explicitly subject to change without notice; they pre-date the current corporate status message that no policies are in-force. They should be regarded as **obsolete** and for historical context only, not as current appetite. Boat / Watercraft (historical reference only) - Legacy umbrella guidelines referenced watercraft only in the context of required underlying policies (e.g., boatowners policy or HO with watercraft endorsement) rather than a stand‑alone boat program appetite. ([ironpointagent.com](https://www.ironpointagent.com/wp-content/uploads/2020/03/CA-Umbrella-UW-Guidelines-02.29.2016-CSE.pdf?utm_source=openai)) - There is **no current, official CSE boat/watercraft underwriting, appetite, or producer page** available on the public site, and the carrier is not presenting any active personal lines product suite. Producer / broker submission guidance - The current public website does **not** provide producer, agent, or broker portals, appetite guides, or submission instructions. - Operationally, you should: - Stop placing new business with CSE for Home or Watercraft until and unless the carrier publishes new appetite/producer information. - For any in-force legacy book (if applicable via an affiliated program administrator), confirm status directly with that intermediary or via the claims contacts listed on the CSE site. Geographic notes - Historical materials focused on California personal lines, but with the carrier now stating it has no active policies, you should not rely on prior state eligibility maps or geographic rules. Submission requirements - No current submission requirements are published. Any prior expectations (photos, inspections, loss runs, protection details, etc.) are superseded by the carrier’s current non‑writing/no in‑force status. Broker / producer notes - Treat CSE as **run‑off/legacy only** for operational purposes. Do not advertise CSE markets to retail agents or insureds; route any questions on old CSE policies or claims to the contacts on the public site.