Century National Insurance (Kramer-Wilson Company)
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
No current, official underwriting, appetite, or producer guidance for Century National Insurance Company (Kramer-Wilson Company) is published online. Key findings: - Century-National Insurance Company was formed by Kramer-Wilson in 1972 and historically wrote homeowners and related property lines, but Kramer-Wilson sold Century-National and other insurance assets to National General on June 1, 2016.([kwspecialty.com](https://kwspecialty.com/2019/04/16/kw-specialtys-parent-kramer-wilson-celebrates-its-50th-anniversary-today/?utm_source=openai)) - Post-sale, Century National continues to appear on state DOI and third‑party reference sites as a licensed property and casualty/homeowners carrier, but these listings do not provide underwriting, appetite, or producer submission rules.([insurance.mo.gov](https://insurance.mo.gov/insurance-company/century-national-insurance-company?utm_source=openai)) - No dedicated official website, producer portal, or underwriting manual for Century National (as a standalone homeowners market) could be located; most credible references are regulatory or historical only.([bbb.org](https://www.bbb.org/us/ca/van-nuys/profile/insurance-companies/century-national-insurance-company-1216-44000275?utm_source=openai)) - Some third‑party PDFs and agency sites reference Century-National in unrelated or legacy contexts (e.g., personal auto guidelines, agency carrier lists), but they are not authoritative current homeowners underwriting guides and appear outdated or non‑specific to the current post‑2016 ownership structure.([m.baumanninsurance.com](https://m.baumanninsurance.com/companies/century-national?utm_source=openai)) Operational guidance: - Treat Century National as having no usable, published homeowners underwriting appetite or submission guidance at this time. - Do not assume that historical Kramer-Wilson/Century‑National homeowners criteria, territories, or product structures remain valid under current ownership. - For any in‑force or prospective Century National home policies, brokers should: * Contact the servicing MGA, wholesaler, or National General/affiliated personal lines contact directly for current eligibility, territory, and documentation requirements. * Obtain written confirmation of binding authority, catastrophe/brush, age‑of‑home, and protection‑class rules on a case‑by‑case basis. * Verify whether new business is still being accepted in the requested state or if the book is in run‑off or renewal‑only status. Because no official underwriting or appetite publication could be verified, there is no reliable detail to report regarding preferred risks, restricted or declined classes, geographic appetites, or specific producer instructions beyond contacting the current servicing channel for guidance.