Buckeye Insurance Group
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
No formal, public home underwriting or appetite guide is posted on Buckeye Insurance Group’s site as of this refresh. Available content is marketing‑oriented and does not provide specific eligibility, preferred classes, or detailed risk criteria. Operational takeaways (inferred from public site and positioning, not an official rule set): - Geographic scope: Personal lines (including home) are written through independent agents in Ohio, Indiana, and Kansas only. - Distribution: All business is produced by appointed independent agents; consumers are directed to work through a local agent for coverage selection and quoting. - Product position: Standard personal lines home product with options for related private structures, personal property, and optional coverages such as service line and equipment breakdown. No public indication that Buckeye targets specialty or high‑risk E&S home business. - Underwriting approach: The ‘Become an Agent’ page emphasizes direct access to underwriters, annual agency visits, and collaborative underwriting communication; this suggests case‑by‑case underwriting with appetite and exceptions managed directly between assigned underwriter and agency rather than by a rigid published manual. Because there is no published appetite/underwriting manual, producers should: - Treat detailed eligibility (protection class, construction, age of home, prior losses, coastal/wind/hail exposure, vacancy, short‑term rentals, etc.) as underwriter‑driven and confirm acceptability with the assigned Buckeye underwriter or through the secure agent portal. - Expect that submission and documentation standards (photos, inspections, prior carrier history, replacement cost estimates, etc.) will be communicated via the agent portal, rate/quote platform, or directly by the assigned underwriter. - Use local independent‑agent expertise and Buckeye underwriter contact for any non‑standard features (farm exposures, in‑home business, multi‑family, secondary or seasonal homes, risks with loss history, etc.). No explicit preferred, restricted, or declined home classes or formal submission checklists are available publicly; all such details should be confirmed in Buckeye’s internal agent materials or directly with underwriting.