Apollo Managing General Agency
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Overview / Appetite: - Specialty: Non-standard personal automobile insurance written through independent agents. - Territory: State of Texas only; products and policy forms are Texas personal auto programs. - Role: MGA administering Texas personal auto policies on behalf of Home State County Mutual and related programs. Preferred / Target Business: - Texas personal auto risks that fall into non-standard or specialty auto segments (e.g., drivers who do not qualify for preferred/standard markets but still meet state financial responsibility requirements). - Private passenger autos garaged and operated in Texas, written on Apollo’s Texas Automobile Policy, Select Texas Personal Auto Policy, or Specialty Auto Texas Personal Auto Policy forms. - Business produced and serviced by appointed independent agents using Apollo’s producer portal and standard forms. Restricted / Declined Business (Inferred): - Risks outside the state of Texas (forms and site content are Texas-specific; no indication of other states being written). - Any line of business other than personal auto (no evidence of homeowners, commercial auto, or other P&C on the producer resources pages). - Non-personal-auto exposures (e.g., standalone commercial fleets, property, GL) fall outside indicated program scope. Geographic Notes: - All material references Texas auto insurance specifically; forms, consumer bill of rights, and complaint language are tied to the Texas Department of Insurance. - Policies are Texas Personal Auto Policies administered by Apollo Managing General Agency on behalf of Home State County Mutual, with mailing and administrative addresses in Richardson, Texas. Submission / Producer Requirements: - Access is limited to appointed producers; independent agents must become an Apollo Producer before submitting or binding. - To become a producer, agencies complete a Producer Appointment Request and work through Apollo’s marketing contact for onboarding and questions. - Producers submit and manage business through the producer login/portal (isiweb.apollomga.com) and use the standard Apollo forms and resources provided under File Explorer & Forms. - Available producer resources include: - ApolloMGA Texas Automobile Policy - Select Texas Personal Auto Policy - Specialty Auto Texas Personal Auto Policy - Policy servicing forms (policy change request, exclusion of named driver, agent of record change, payment authorization forms) that must be used for mid-term changes and account maintenance. Broker / Producer Instructions and Notes: - Apollo positions itself as a partner to help agents grow and retain non-standard auto books, emphasizing relationships and agent support. - Prospective producers are directed to contact Marketing by dedicated email and fax for appointment and onboarding support. - Producer section of the site includes File Explorer & Forms and video tutorials, indicating an expectation that agents use these resources for consistent submissions and servicing. - No separate published risk-appetite matrix or class-by-class eligibility guide is visible; underwriting criteria are likely embedded in rating/portal questions and internal manuals accessible after producer login. Operational Takeaways: - Treat Apollo as a Texas-only non-standard personal auto market. - Route all opportunity and appointment discussions through the Marketing contact and producer appointment process before submission. - Use only Apollo’s Texas personal auto forms and servicing documents from the File Explorer for new business, changes, and billing/authorization updates. - Assume standard non-standard-auto exclusions and limitations apply; confirm specific eligibility, driver/vehicle restrictions, and coverage options via the producer portal or internal underwriting contacts, as these details are not fully enumerated on the public site.