Anchor Property & Casualty Insurance Company
Carrier website links, underwriting access points, mapped product lines, and appetite notes in one place.
This appetite summary is only a guide. Confirm eligibility, submission requirements, restrictions, and binding authority directly with the carrier or underwriter before relying on it.
Carrier appetite summary
Anchor Property & Casualty Insurance Company appears to have been effectively absorbed / its Florida homeowners book transferred (notably to HCI Group’s Homeowners Choice) and subsequently rebranded as Patriot Select Property & Casualty Company under Florida regulatory supervision. As of the latest available public information, Anchor P&C does not present an active, standalone producer/agent portal or current underwriting or appetite guide under its legacy name. Instead, the brand presence and operational activity now align with Patriot Select’s Florida depopulation role and with legacy PDF manuals that are clearly historical. A historical Florida Homeowners manual for Anchor P&C (labeled “Premier Homeowners – Underwriting Guidelines”) outlines a traditional preferred-home program designed for pride‑of‑ownership, well‑maintained risks. It states that: (1) the program targets properties with superior maintenance and condition; (2) all risks must meet detailed underwriting rules, with additional guidelines applying to specific endorsements; and (3) agents may not bind ineligible risks and must strictly follow defined binding authority, including specifying exact effective time and date on binders. The manual emphasizes that any questionable risk requires consultation with an Anchor underwriter before binding and that binding authority may not be exceeded under any circumstances.([relyonanchor.com](https://www.relyonanchor.com/docs/FL-Home-Manual-9.17.14.pdf?utm_source=openai)) Operationally, that manual can be treated only as a historical reference, not current guidance. It implies a standard Florida HO appetite at the time (owner‑occupied, well‑maintained homes; adherence to age/condition/roof/claims limits; and post‑binding inspection with potential cancellation if minimum standards are not met) but does not reflect Anchor’s present‑day status or Patriot Select’s current appetite or rules. There is no current, official online underwriting, appetite, producer, or submission page that agents can rely on under the Anchor Property & Casualty name. Producers should instead: • Treat legacy Anchor P&C homeowners guidelines as obsolete unless a current Patriot Select or assuming carrier bulletin explicitly re‑adopts them. • Follow the active carrier’s (e.g., Patriot Select or HCI/Homeowners Choice, depending on the policy) current underwriting bulletins, depopulation program materials, and binding rules for Florida homeowners business. • Confirm eligibility, geography restrictions, and binding authority directly with the currently papering insurer’s agency/producer platform or underwriter before quoting or binding any risk that was historically written by Anchor P&C. Because there is no active official Anchor P&C website or producer/underwriting portal, no specific up‑to‑date preferred classes, restricted/declined classes, geographic rules, or electronic submission instructions can be reliably stated beyond these historical, high‑level points. For operational purposes, treat Anchor P&C as a legacy/defunct entity and use the current guidelines of Patriot Select or the other successor carrier for all new and renewal placements.